I'm an 18 year old who wants to become a individual investor. My plan is that one day I can become free of the modern day monetary burdens that most adults carry with them and I can enjoy a short life without these troubles on my mind. But the problem is I want to reduce the risk of me possibly failing in the markets due to lack of expertise. You would probably advise me that I should read this book or that book on this philosophy or this technical course. I cannot manage to read books on how to invest and what not when I don't even know how the financial markets work in depth. But you might reply back to me with, this book teaches you everything about the markets! Read it! If it turns out to be only some kind of obscure mathematical textbook that you give me for investing , that would be incomplete in comparison to what a real person with a real education gets , which is mostly over 50-75 textbooks with the lectures , examinations , assignments and so on. Now if you give me a book which instead describes a philosophy of some kind on investing and it comes with a saying like "Buy low , sell high" or "be patient as you hold your stock" which is just completely obvious to some people with barely any knowledge of investing. I don't need a book that describes this basic idea in 10 pages. Oh and what's worse is , when I come back asking for more advice I get another book that has a conflicting philosophy from what I previously read and has different sayings which are described for 10 more pages than the length of the previous description for the basic idea(s). Also , I know that investors don't need any formal educational requisites to enter the financial markets. However , people still mention it? It barely has any relevance to what I'm trying to ask (which is mentioned in the title of this question). I'm sorry if I sound so rude but it's typical of what I've been through when I tried to ask this sort of question. I'm thinking that the vocational description of what investment portfolio managers do is very similar to what real individual investors do. Investment portfolio managers (investors) are responsible for controlling and investing vast amounts of money for (themselves) large institutions, such as banks, trust companies, pension funds, and mutual funds. They are expected to increase the money they control by investing it in the right industries, companies, and funds, at the right time. Since there is so much money at stake, managers (investors) analyze businesses and industries very carefully before investing in them. Is the education and training path for a investment portfolio manager something I should take? It says that you need at the minimum a 4-year undergraduate degree with either a major in accounting, business administration, finance, or economics. And that graduate work in finance or an M.B.A. is also preferred. Courses in communication, writing and computer science are also needed as well. But wait there’s more! You also need certifications which include the Chartered Financial Analyst from the Association for Investment Management and Research, and a Fellow in Risk Management from the Global Association of Risk Professionals. Is this the right path I should take? Or am I completely wrong? Any other information would that you think would be useful would be appreciated. Thanks.